WHICH MUTUAL FUND SIP IS BEST

LOTS OF MF ADVISORS , WEBSITES AND SELF PROCLIAMED ANALYSTS CLAIM THAT SO AND SO MF IS BEST TO INVEST IN. THE SENSEX HAS SEEN A SEE SAW DURING THE LAST 1 YEAR 8 MONTHS .
WE AT INVESTMENT DUNIYA DECIDED TO CHECK OUT THE CLAIMS BY ALL THESE LEADING ANALYSTS.
WE CHOOSE NOV 5, 2007 AS OUT START DATE OF SIP OF RS 2000 AND RECORDED THE GAINS MADE DURING THE LAST 21 MONTHS . TOTAL INVESTMENT IS RS 42000.
WE CHOOSE HDFC TOP 200 , HDFC EQUITY G , FROM THE HDFC MF STABLE
KOTAK 30 FROM KOTAK MF , SUNDARAM SELECT FOCUS FROM THE SUNDARAM MF STABLE, ICICI PRU INFRASTRUCTURE FROM THE ICICI MF , JM BASIC FROM THE JM MF STABLE ,
REL DIVERSIFIED AND RELIANCE GROWTH FUND FROM THE RELIANCE MF STABLE.
WITHOUT ANY BIAS AND WITHOUT ANY CLAIMS THE FOLLOWING ANALYSIS IS THE ANALYSIS TABLE

THE HDFC MF SCHEMES TOP 200 WAS THE BEST WITH AN OVERALL GAIN OF 22.1% FOLLOWED BY HDFC EQUITY 19.77 % AND THEN BY RELIANCE DIVERSIFIED 19.17 %.
WE EVEN TOOK INTO ACCOUNT JM BASIC WHICH DELEIVED A POOR 4.5 % RETURN AND ALSO KOTAK 30 WHICH SCORED A POOR 4.33% AND SUNDARAM SELECT FOCUS RETURNED A VERY POOR 2.83 % RETURN DURING THE SAME PERIOD.

NOW IT IS FOR THE WISE INVESTOR TO DECIDE WHICH MF SCHEME TO INVEST IN.
IN THE ANALYSIS ABOVE, WE HAVE ASSUMED ALL GROWTH SCHEMES WITH NO ENTRY LOAD AND ALSO RETAIL SCHEMES.