When u buy one mutual fund they invest ur fund in the market if they gain 10/- they will deduct 8/- as fund managing and other charges and 2/- gain u ll get. If ur money is lost in the market...then u ll loose more ex: u lost 5/-.. they will charge 4/- for fund managing and other charges.. so ur money value will become 1/-.
If mutual fund is invested in the market and most of the fund manager does not bother about your requirement and not enough knowledgeable..then why not u? u can become fund manager for ur own fund...u directly invest in the market...instead of giving some one ur money to eat.... "if one fund manager is enough knowledgeable then he/she does not want that employer rather he opens his own investment firm. My advice is instead of giving ur money to some one to invest.. u learn the basic theories of investment and invest ur own... make ur own portfolio.
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