Sanjay Gupta says
You give your hard earned money to a mutual fund, SIP etc for higher returns. The Fund or the Company which has taken your company has people with high pay checks, advertisement etc.
Will it be in a position to give you the returns as promised, I doubt. Better to invest in A group shares and forget or invest in FDR,PPF, NSC You investments would be safe and sure.
If you speak to people you would find 90% of people have lost their money taking interest into account. Why let others to train and earn at your expense.Why not do it on your own.
Every Investment in Equity is Risky by Jagan P James says
Even SIP is as risky as any other investment, only console is you don't feel the pinch of it till you go for closing it. No matter, which equity based investment you enter, you make money only when the market is in an up-move.
Say you invest 10000 on a NAV of 100, when you want to en cash if the NAV is less than 100, no matter how much ever NAV has increased in the mean period, ultimately you wont even get your principle.
Even if 10000 was invested as sip over a period as 1000 each , still if you en-cash when the market is in a down-slide, there is an equal chance of getting lesser than the principal.
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